Benefits of the Policy

• Flood cover is included automatically.
• Automatic inflation adjustment following a loss to buildings or contents.
• Section 1 buildings cover automatically includes $10,000 Landlords contents cover.
• Section 2 contents cover can be added if the $10,000 limit is insufficient.
• Loss or rent cover up to 24 months following accidental loss or damage.
• Cover for loss or damage caused by Tenants or their visitors (excluding tenant carelessness or neglect)
• Fusion of electric motors up to 15 years of age automatically included.
• We can also provide cover for short term holiday rentals or holiday homes including approved Air BnB and Stayz residences.
• Audit cover up to $5,000.
• Extra costs of building reinstatement up to an additional 10% of the building sum insured
• Catastrophe cover up to an additional 15% of the building sum insured for an event declared to be a natural disaster
• Up to an additional 20% of the buildings sum insured for demolition and removal of debris costs, architects and engineering fees.
• $20M Liability protection.