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Home and Contents Insurance

Policy Covers

Protect your items in your home with Home and Contents Insurance.

BuildSafe has access to a range of products with flexible options designed to meet your requirements and protect your home and your belongings. Choose cover for building or contents only, or combine the two into one single policy.

We will work hard to get you the “best policy at the best price”.

Advantages of the Policy

  • Underwritten by one of the worlds largest insurers IAL (formerly Berkshire Hathaway Insurance)
  • Sharp pricing from one of the biggest insurers
  • BuildSafe is here for you, in the event of a claim

What’s included in the Policy:

Choose from three Levels of Home and Contents Insurance:

Listed Events Base

Listed Events Base provides comprehensive cover for a series of listed events as well as options to specify items for cover away from the home.

Listed Events Base covers:

  • Fire/Explosion
  • Smoke
  • Lightning
  • Earthquake
  • Theft/Break In
  • Vandalism
  • Escape of Liquid
  • Electric Motor Burnout
  • Accidental Glass Breakage
  • Riots/Civil Commotions Impact

Listed Events

Listed Events provides comprehensive cover for the same series of listed events but with more flexibility and higher limits of cover for your home and contents.

Accidental Damage

The most comprehensive level of protection providing cover for your home and/or contents that are accidentally destroyed lost or damaged with higher limits on all additional covers and benefits.

Benefits of the Policy

  • Flood cover is included automatically.
  • Automatic inflation adjustment following a loss to buildings or contents.
  • Building Sum Insured safeguard up to 30% more than sum insured.
  • Additional costs of temporary accommodation up to 20% of the Buildings sum insured. This is paid in addition to the sum insured.
  • Temporary removal anywhere in Australian and New Zealand and anywhere else in the world up to 100 days.
  • Environmental upgrade cover up to $5,000.
  • Unauthorised use of credit card up to $5,000.
  • Liability cover – $20m.
  • Extended Motor Vehicle Liability- Legally unregistered vehicles – $30m.
  • Extra costs of rebuilding required to meet statutory requirements up to $25,000.
  • Catastrophe cover up to an additional 15% of the building sum insured for an event declared.

Why choose BuildSafe?

  • Full service Insurance Broker
    First part of call for you to the Insurer
  • You can call us
  • Insurer is one of the largest in the world
  • Supported by Australia’s largest broker network Steadfast
  • Competitive pricing
  • Comprehensive policy

Protect your home and items in your home with Home and Contents Insurance. There is no excuse to not insure your home, protect your family with BuildSafe Home and Contents Insurance.

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