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Owner builders are in the same position if they fail to take out a signed contract with a registered builder

It’s surprisingly common for home owners to engage builders to undertake domestic building works without that arrangement being supported by a written building contract. Sometimes the only documentary support is a written quotation, which may not be compliant. Home owners may be tempted to agree to go ahead in such circumstances and not “rock the boat” by requiring the contract …

Are you building through the Bushfire Season?

Make sure you have Construction and Liability Insurance and that you have not underinsured. 40% of people who claimed their Policy from the bushfires of last summer were in fact underinsured. On top of this, we were inundated with calls for insurance in bushfire areas as the fires approached. However, insurers had embargoed the bushfire locations and we were unable …

Another bushfire season is approaching- be prepared

Large parts of NSW west of the Great Dividing Range, along with grassland areas in the ACT and north-eastern Victoria face above normal fire conditions this coming summer, according to a new weather outlook released today. Some southern areas in SA and WA are also at risk, having missed out on recent heavy rainfalls that have left huge portions of …

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Building or Renovating?

Owner Builders are you fully covered? Protected? Insured? Bushfires focus a lot of attention on whether owner builders have adequate or even have Construction and Public Liability insurance in place.  During the latest summer bushfires, we were inundated with calls from owner builders/renovators seeking insurance, in a lot of cases it was too late as insurers had placed embargos on a number of postcodes.  …

Home Indemnity Insurance WA

Are Owner Builders required to obtain Ministerial Exemption if they wish to sell their home within the first 3 years? Owner Builders – No Registered Builders – Yes Owner-builders are responsible for the building work carried out for a minimum of six years. If the owner-builder sells the home within seven years from the date of a building permit being …

Owner Builder COVID-19 Worksite guide

As an Owner Builder you are responsible for having a safe worksite and this is also the case for Covid-19. The Building industry has been classified as an essential service and you (Owner Builder) are required to protect tradesmen who are coming onsite to build your home. By planning job flows, limit that number and time on site of your …

Renovating? Are you fully insured?

Don’t let the excitement of a new renovation blind you to the major problems you can have if the correct insurance is not in place. Everyone watching ‘The Block’ or Grand Designs gets excited about renovating, whether to update or extend due to new family commitments or as a way of increasing the sales value of the property. But, in …

Bushfires and now storms season is upon us

Those who are, Building, renovating or extending are aware that we have bushfires raging in Queensland and New South Wales. But what about Storms? A Study by the NRMA found that in NSW in 2018 and 2019, 61% of all Home Claims were a result of Storm damage. “Our research shows that extreme weather events will disproportionally impact different parts …

Buying an Apartment?

Does it have Latent Defect Insurance Protection? The big Question you should ask before you buy an Apartment! Confidence to buy an apartment is at an all-time low, with the issues regarding cladding and structural defects causing evacuations with untold misery to the owners and tenants. How can I protect myself in the event that an unforeseen Structural Defect occurs …

Forcible and Violent entry: What does it mean?

Owner Builders like, tradespeople are all too often victims of theft, given their work on unsecure building sites with expensive tools.   While many insure their tools, it’s essential to understand how ‘forcible and violent entry’ works in the event of a theft and subsequent claim. Here at BuildSafe, we explore why some claims are successful and some are not with its provider.  If tools left in …