Does my builder have to insure my home when renovating?

Yes & No In New South Wales, for example, Clause 22 of the NSW builders contract clearly states that the builder is only required to insure the works HE does. Therefore you, the homeowner need to insure your Home & Contents. BuildSafe Renovators Home & Contents insurance is designed for homeowners who have engaged a registered builder to complete renovations …

Do Builders have a duty of care to the homeowner when renovating?

Seems an odd question to ask. Of course builders have a duty of care. Builders care about their clients…and any employees or sub-contractors on the books. It is the builders’ duty to fulfil any contract they enter into, as is the clients duty to pay the contract out in completion. Builders should already be aware that when, push comes to …

Professional Indemnity Insurance for Builders

PROFESSIONAL INDEMNITY BASIS OF COVERAGE DEFINITION Professional Services shall mean one or more of the following services conducted by or on behalf of the Named Insured: design, including advice in relation to design, in accordance with all relevant building, construction or engineering codes and standards; drafting; technical calculation; technical specification; construction and project management; programming and time flow management; quantity surveying; …

How to take the stress out of filing a claim.

The filing of an insurance claim is often preceded by a traumatic and unfortunate event in your life, so the last thing you want to deal with in such a situation is a fight with your insurance company over the payment of a claim. Rather than banging your head against the wall, follow a few simple rules and the claims …

Site Liability Insurance: Your Ace in the Hole

The Home Building Act, the Industrial Relations Act, the Occupational Health and Safety Act, the Work Health and Safety Act, Fair Trading, Work Safe…the list goes on and on. While nobody in their right mind would argue against the importance of maintaining a safe working environment for the labourers and tradespeople of Australia, government regulations are making it harder and harder each and every year for businesses …

Protecting House with two hands

Flipping Real Estate – Remember warranty insurance

Flip real estate is all through the telly channels these days, and you’re liable to run across some program or another glamorising the get-rich-quick world of house flipping. There’s Flip this House, Flip Men, Home to Flip, Property Ladder, and a personal favourite Flipping Out. And this is without even beginning to dive into the plethora of home improvement and …