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Residential & Commercial Builders Latent Defects Insurance

Policy Covers

Commercial Structural Defects is applicable to Victorian Commercial Builders.

The policy is an annual cover and the premium is determined on the level of structural work included in a commercial project. These annual policies cover the commercial builder for legal liability for claims made during the period of insurance in respect of defects in structural work.


What’s included in the Policy:

  • Covers commercial construction work against structural defects after project completion and notified during the policy period
  • Covers commercial construction work against structural defects after project completion and notified during the policy period/li>
  • Repairs or alterations, extension or enlargement and to place or re-locate the building on land
  • Any person who is, or becomes during the period of insurance, a principal, partner, director or employee of the insured, who is a registered building practitioner

Structural defects are defined as any defects in the structural works, which affect the stability or strength of the building due to defective design, workmanship or materials. The structural works includes all internal/external load bearing structures essential to the stability of the construction.

Why Choose BuildSafe?

Being a Specialised Building Industry broker who has been dealing with Warranty Insurers since 1996, we have an experienced team available to help you clear up any issues with the insurer, so you you can get back to doing what you do well – building! Carmen and the team look forward to helping you.

Obtaining Commercial Defects Insurance is a straightforward process – just that many Insurance companies make it hard for the Builder. Not so at BuildSafe Insurance Brokers. We’ll help and get our hands dirty.

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