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Builders Insurance

Policy Covers

Builders Insurance or Construction and Public Liability Insurance or Contract Works protects builders in the building professional against accident or damage caused by negligence or unforeseen occurrences.

It does not matter how good a builder you are, things happen which are totally out of your control. It is for these situations that we all need the right builders insurance cover.

What’s included in the Policy:

Annual turnovers up to $50 million and a limit of $15 million on any one contract
Escalation of Construction Cost
Professional Fees
Expediting Expenses
Removal of Debris; and Off-Site Storage and Transit

Maintenance periods – 12 mths as standard
Minor – Plant, Tools
Minor – Plant, Equipment
Existing Structures
Financiers Interest
Vacant Land; and Projects already commenced

Why Choose BuildSafe?

The New Deal is an industry insurance initiative launched by BuildSafe Insurance Brokers. As the name says, BuildSafe are structured to ensure your business has maximum cover at realistic rates. As a brokerage specialising only in building insurances, BuildSafe are able to maintain an appreciation of what is on offer from the insurance companies, large and small. So contact us on 1300 856 603 or send us a quote

Remember…

There are two types of Builders Insurance – Construction and Public Liability:

Annual Blanket Policy
This insurance product offers blanket Public Liability to the builder and Contract Works insurance for all jobs for a nominated period up to 12 months. Cover is based on annual turnover with options of Annual Turnover Basis and Project Run-Off Basis.

Project Specific Policy
This insurance product offers cover for a specific project.

BuildSafe Insurance Brokers provide specialised insurance for builders…

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FAQs

Got a Question about Builders Construction and Public Liability Insurance? We’ve got the Answer!

What does Public Liability insurance cover?

Having public liability insurance is a necessary part of running a business in the construction industry. Our Policies can cover you for public and product liability, meaning you are covered from a third party injuring themselves during the course of your work and protected for any damage cause by you to a third parties property. For example, for an accident that might occur during construction. Amounts of $5,$10 & $20 million are available. Imagine the financial hardship your business would suffer if you didn’t have the correct policy in place.

What is Products Liability?

What is a Site Specific or Job Specific Policy?

Do you offer an annual blanket policy?

Can my tools be covered?

If the construction works are started, will I still be able to obtain the insurance?

Do you build extensions/renovations?