Hiring an Unlicensed Tradesman is Playing Russian Roulette with your Home

Embarking on a home improvement project entails a huge financial outlay, and so it’s understandable why homeowners want to shave a few bucks off the bill whenever possible. But when the risks of a cost-cutting measure outweigh the benefits, it’s time to take a step back and re-assess priorities. A new survey released by Fair Trading reveals the startling reality …

How to take the stress out of filing a claim.

The filing of an insurance claim is often preceded by a traumatic and unfortunate event in your life, so the last thing you want to deal with in such a situation is a fight with your insurance company over the payment of a claim. Rather than banging your head against the wall, follow a few simple rules and the claims …

Action Plan: What to do when there is an accident on your work site.

Whether you’re a small private contractor or a large building company, accidents on the job site are a real threat and they need to be planned for. With 11% of all serious worker’s compensation claims in Australia coming from the construction industry burying your head in the sand is not a smart option. The major culprits being falling from heights, being …

Site Liability Insurance: Your Ace in the Hole

The Home Building Act, the Industrial Relations Act, the Occupational Health and Safety Act, the Work Health and Safety Act, Fair Trading, Work Safe…the list goes on and on. While nobody in their right mind would argue against the importance of maintaining a safe working environment for the labourers and tradespeople of Australia, government regulations are making it harder and harder each and every year for businesses …

Building around electricity easement guidelines

It’s hard to imagine a stiffer penalty than being forced to knock down your structure and start again from scratch. But this is exactly what can happen if you breach the wrong code under the Electricity Safety Act governing your state. If you take your drawings to council after they have specifically stipulated the local council design guidelines you may …

An OH&S fine could ruin your business… even though it wasn’t your fault!

By now the court case of Hillman vs. Ferro Con is a household name within the Australian building world. In an unfortunate accident, in July 2010 a rigger was killed when struck by a steel beam that had fallen from the fabric sling of a construction crane. Magistrates found Ferro Con (SA) Pty Ltd and Mr. Maione (the company’s sole …

Will owner builders in NSW be 2nd class?

The days of looking up to the man who built his own home with his own hands may be gone if a NSW Building Association is able to pass a law which effectively labels any renovation you do as 2nd Class. Rules and regulations being pitted against the owner builder by the NSW Association may relegate the owner builder to …

Protecting House with two hands

Flipping Real Estate – Remember warranty insurance

Flip real estate is all through the telly channels these days, and you’re liable to run across some program or another glamorising the get-rich-quick world of house flipping. There’s Flip this House, Flip Men, Home to Flip, Property Ladder, and a personal favourite Flipping Out. And this is without even beginning to dive into the plethora of home improvement and …