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Landlords Insurance

Policy Covers

Protect your items in your home with Landlords Insurance.


Our Policy is designed for owners of residential investment properties and can provide protection for the residential building as well as covering a Landlord for tenant-related losses like loss of rent due to a tenant breaking their lease or being evicted, or damage caused to your contents by tenants.


Advantages of our Policy

  • Underwritten by one of the worlds largest insurers IAL (formerly Berkshire Hathaway Insurance)
  • Sharp pricing from one of the biggest insurers
  • BuildSafe is here for you, in the event of a claim

What’s included in the Policy:

  • Automatic Flood Cover
  • Protections against vandalism & intentional acts by tenants
  • Accidental breakage of fixed glass
  • Environmental/Green benefit up to $5,000
  • Liability cover up to $20m

Optional Features:

  • Loss of rent cover
  • Rent default cover
  • Theft by tenant cover

Benefits of the Policy

  • Flood cover is included automatically.
  • Automatic inflation adjustment following a loss to buildings or contents.
  • Section 1 buildings cover automatically includes $10,000 Landlords contents cover.
  • Section 2 contents cover can be added if the $10,000 limit is insufficient.
  • Loss or rent cover up to 24 months following accidental loss or damage.
  • Cover for loss or damage caused by Tenants or their visitors (excluding tenant carelessness or neglect)
  • Fusion of electric motors up to 15 years of age automatically included.
  • We can also provide cover for short term holiday rentals or holiday homes including approved Air BnB and Stayz residences.
  • Audit cover up to $5,000.
  • Extra costs of building reinstatement up to an additional 10% of the building sum insured
  • Catastrophe cover up to an additional 15% of the building sum insured for an event declared to be a natural disaster
  • Up to an additional 20% of the buildings sum insured for demolition and removal of debris costs, architects and engineering fees.
  • $20M Liability protection.

Why Choose BuildSafe?

  • Full service Insurance Broker
    First part of call for you to the Insurer
  • You can call us
  • Insurer is one of the largest in the world
  • Supported by Australia’s largest broker network Steadfast
  • Competitive pricing
  • Comprehensive policy

Landlord-Protect your investment from an unforeseen event that could severely affect you financially. You need Buildsafe Landlord insurance

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