What most renovators don't realize is that their home & contents policy may not cover their existing home during renovations.

Home Protection Insurance is designed to meet the needs of homeowners who have engaged a registered builder to either renovate or make alterations to an existing home. The new works are the responsibilty of the builder, whilst the existing structure is in your hands. DON'T RISK IT. Make sure your home is covered.

1. Home owners who wish to insure their existing home with optional contents cover whilst there home is under renovations (Home Protection for the Home Owner)
2. Builders who wish to offer existing home cover with optional contents cover as an extension of the Builder’s Construction and PL Policy. (Construction and Existing Home Protection)

BuildSafe’s Home Protection Insurance fills an insurance gap where the Home Owner’s existing property including contents may not be covered by the existing home and contents insurance policy. It is common for most standard home and contents polices to include an exclusion clause to the effect: this policy does not cover certain things, ….. water entering the home through an opening made for the purpose of alterations, additions, renovations ….. Furthermore for example: the home has been left unoccupied for a certain period.

Herein lies the Homeowner’s problem: they may not be aware that they hold no cover over their most valuable asset – there home!

To download our Home Protection Insurance brochure with application form, click here

For a Home Protection Insurance Product Disclosure Statement & Policy Wording - click here